The Information Required To Obtain Public Liability Insurance Quote

An insurance quote will help determine the price of insurance coverage for your business. The necessary information to make an offer online or offline is the category or type of business, information on activities and staffing levels.

To obtain all this information to obtain public liability insurance include:

In general, Get A Quote, you must:

Specify the type of business.

The second most important thing you need to show is the kind of business as part of (a sole proprietorship, corporation, partnership, etc.).

Define the approximation of the annual turnover of your business. Annual sales for the total amount of claims for services or products are sold

Gardeners Insurance: What to include in the package…

Gardener’s Insurance is a necessary protection for professionals like landscape gardeners, maintenance gardeners, gardens mowers and many other freelancers.There are a number of risks involved in a gardener’s work and these mistakes could result in losing out way too much money from your pocket. So, the best thing to do is get gardeners insurance, which would pay out on your behalf in case there are legal claims made from you or in case you have to pay compensations to an injured client or employee.Your gardeners insurance must include public liability insurance. It will protect you in case of any property damage or an injury to third party whilst at work. For example, you unintentionally cut through a water pipe while tending to a flower bed and the resulting flood destroys the client completely. The client could not only ask you to pay compensation for the loss in the garden but also sue you for negligence at work. Such costs will be taken care of by your public liability insurance.

The other important policy to be included is tradesman employers liability insurance, if and only if you employ permanent/temporary staff to carry out work on your behalf.For gardeners, the tools they work with are very essential and thus it calls for the need of tools/equipment insurance to be included in your gardeners policy in case your tools are damaged or stolen.

What risks initiate the need of insurance for cleaning contractors?

A cleaning contractors business is a tough one and however careful you may be, there will always be the potential for accidents to happen, so you need to make sure you have sufficient cleaning contractors insurance cover in place before need arises. While cleaning up a property for your client, there are many possibilities where you could cause property damage, or injure someone or cause an injury to your own employee while at work. These possibilities are also the potential risks that may come back to you as liability claims from your client or compensation claims from your employees. Getting proper insurance specifically drafted for cleaning contractors is the best way out of such situations as it covers all the payment you may be liable to make.

It may be your dream to excel in your business field and cleaning insurance ensures that you live your dream by providing you back up so that you continue to provide high-quality and professional cleaning services to your customers without any hindrance. If you are looking for a superbly tailored insurance carefully worded to meet the needs of the cleaning industry.

Builders Insurance is essential for your business

Builders' insurance policies are a part of the insurance for tradesmen involved in building firms and contracting. This cover is available to both commercial & residential builders.Building and construction are associated with many hazards. There are bricks, cement, water, wood and other materials which can be potentially ruinous. Big and small equipment used, from hammers to cement-mixers, is also capable of causing good damage if not handled properly. Builders insurance ensures smooth sailing of your business by helping out in situations where you may have to pay huge claims due to some unfortunate mishap.

A builder’s trade is dangerous and that is why an insurance cover is a must; bad material, water flooding in an entire unit, fires caused by wrong electric wirings- all this is taken care of by builders insurance.With policies underwritten by Brit Insurance, builders insurance offered by Tradesman Insurance covers public liability insurance, employers liability insurance and tools equipment insurance. We offer you total peace of mind for just a few pounds per annum. For any assistance, contact our team of experts on 0161 833 2100 or email info@tradesmaninsure.co.uk.

In a world full of litigations, even painting and decorating requires Insurance!

Painting and decorating! Does not sound harmful right? This is why people in this trade usually think not have to pay for tradesman insurance.Do you agree? Think twice. You may be a sole trader or an owner of a large contract painting/decorating firm; you can get your business insured at just £50.40 per annum! So, why would you put your business at risk for just a few pounds worth of savings? Being a painter or decorator compels you to spend most of the time at work on other people’s premises. Painter insurance will cover you if you get involved in any mishap while at work or if anyone or anything gets damaged because of your mistake or your contractor’s or employee’s mistake.


In such cases it would be your legal responsibility and a good cover will pay for all the costs that your mistake incurred. Just a simple online application and a few minutes of your time are required to secure your business’ future. Click here for an insurance quote. Call us on 0161 833 2100 in case you need any insurance related help.

Electrician Insurance: Why is it Required?

Dealing with electricity is a potentially dangerous task. If you are an electrician you would be well aware that while doing the required work it is not just you who is at risk. You could badly hurt yourself during an accident but the liability of other lives is bigger on your shoulders.When doing some repair work, you forgot to fix certain wires in place and a spark caused fire in the building causing major damage to the property. Or say, a person at work in the same building, accidentally rubbed against the lose ends and got a severe electric shock! Such unforeseen negligence at work will make you liable to pay huge legal compensations… A way to unburden such responsibilities is by getting electrician insurance.


This insurance will protect you against any such negligence claims. Electrician insurance will cover business liability, public liability as well as tools and equipment liability. To know more visit our website, tradesman insurance, or call us on 0161 833 2100

Tradesman insurance cover to lock your tensions out of sight

At Tradesman Insure, we provide adequate cover for more than a hundred trades. You may be a builder, an electrician, a plumber, a gardener or even a grave digger; we have the correct insurance cover to offer to each of you.

To go through the list of trades we insure, please visit Tradesman Insurance. All traders require some or the other sort of insurance cover to keep them safe against claims arising as a result of committing a faux pas during or after the work tenure. Thus, do not worry if your trade does not appear on our list. Just contact us and we will help you with a tailored tradesman insurance policy to meet your specific needs.

We also recommend a quick glance of our website, Tradesman Insurance, to know the details about the trades we insure.

Tradesman insurance cover to lock your tensions out of sight

At Tradesman Insure, we provide adequate cover for more than a hundred trades. You may be a builder, an electrician, a plumber, a gardener or even a grave digger; we have the correct insurance cover to offer to each of you.

To go through the list of trades we insure, please visit Tradesman Insurance. All traders require some or the other sort of insurance cover to keep them safe against claims arising as a result of committing a faux pas during or after the work tenure. Thus, do not worry if your trade does not appear on our list. Just contact us and we will help you with a tailored tradesman insurance policy to meet your specific needs.

We also recommend a quick glance of our website, Tradesman Insurance, to know the details about the trades we insure.

Tradesman Insurance

At tradesman Insure, we offer our clients comprehensive, low cost tradesman insurance!

Tradesmaninsure.co.uk is the UK's leading tradesman insurance website. And we offer coverage to over 100+ trades at competitive rates.

Our tailored policies provide all the protection a tradesman will ever need Builders, plumbers, gardeners, or engineers.

The products we offer include public liability insurance, employers’ liability insurance and tools equipment insurance, the policies for which have been developed in partnership with Brit Insurance.

Time is money for those into freelance professions. So we've tried to make the process of organizing insurance cover as easy as possible for you with our online services. You can get an insurance quote in a minute, apply, pay and download your policy documents in no time!! When buying your insurance is so easy, why not compare our prices? To get your insurance quote please click here.

If you are in doubt about which policy should you buy or if you have any questions please contact our insurance advisors on 0161 833 2100. (9.00am-5.30pm mon-fri). You could also write to us at info@tradesmaninsure.co.uk and we'll tend to your email straight away.

Insurance for Tradesmen – Know more about your insurance choices

Tradesman insurance is necessary as any single lapse your policy can leave you open to a potentially devastating lawsuit claim.

As tradesman insurers, we know well that one simple slip-up could wreck your business beyond words. So it best to insured to take care of such business risks.

Tradesman Insure products are designed to cover the insurance needs of sole traders and businesses with up to 6 employees. The following are the products for tradesman insurance and starting with public liability insurance, cover can comprehend employer’s liability and tools equipment insurance as well.

* Public Liability Insurance: This provides cover if any person is accidentally injured or you unintentionally cause property damage at work premises.
* Employers Liability Insurance: This will protect your employees against accident, injury and death sustained whilst working for you. A minimum £5,000,000 employer’s liability cover is required, as per law, if you are employing someone to work for you.
* Tools Equipment Insurance: This will cover you for lost or damaged trade equipments and materials.



To know more, visit www.tradesmaninsure.co.uk. You could also contact us on 0161 833 2100 or email to info@tradesmaninsure.co.uk for the most comprehensive tradesman insurance at very low rates.

PUBLIC LIABILITY INSURANCE

Public liability insurance is the cover that saves you from paying huge amount of money as a claim to someone who has suffered an injury while visiting at your workplace of office. No one knows what is in store for you in future and you also cannot predict about any kind of accident not happening at your office premises. Accidents can happen anywhere, anytime and some can turn even fatal too. So, in this case, you as an owner of the property will have to face legal charges for negligence and the client can ask you for a huge amount of money as a claim.

If you have public liability insurance in place, then your insurance company will take care of the entire legal fee as well as the amount to be paid as a claim so that you don’t have to put a dent in your pocket or the company’s financial status to pay that amount. No matter what the amount of the claim is, big or small, your insurance company will always help you to come out of crisis. So, it is always a good idea to buy public liability insurance as soon as you get your business registered.

BUILDINGS AND CONTENTS INSURANCE

A building must be insured is known commonly to everyone these days. In case the building catches fire or is flooded during rains or faulty plumbing or is harmed due to any of the many other things happening that harms its structure and its integrity, a builder insurance and contents insurance will help the owner by paying for its repairs and get it back in shape so that it is suitable for working in it again.


While insuring a building, one must also think about all the contents inside the building too. Sometimes the businesses are such that the cost of the contents inside the building are way to higher than the building itself. A commercial building or an building which has offices in it, may have a lot of computers, photocopy machines, furniture and many other things that also might be lost during a fire or a flood. Generally the warehouses have stocks of inventory which, if stolen, lost or damaged could mean immense loss of income to the company. So, it is always a good idea to insure the contents of the building also either with the builder insurance or you may also take up a separate insurance cover for them.

DIRECTORS AND OFFICERS INSURANCE

Directors and officer’s insurance covers the directors and other officers in a company in case someone accuses them of any fraud or wrongful acts while doing business. Anyone, including the customers, regulatory bodies, shareholders, creditors, even employees, auditors or suppliers may file a case against the directors and the officers of the company. If they have a directors and officers insurance, they will be reimbursed all the money that they will spend on the lawsuit to defend themselves and also any claims money that needs to be paid as per the limit mentioned in the policy.

A lot of people who work as directors and officers in the companies think that they are in any case covered by their company, however, they need to know that a claimant can file a case against them personally too and the company will not stand liable in that case and they have to pay all the expenses out of their own pockets. So, it is always a good idea to have sufficient directors and officers insurance to protect your interests and also protecting yourself from going bankrupt in case you need to pay the huge amount of money as a claim.


know more about Tradesman liability Insurance:-
Builder Insurance|Painter Insurance

TRADESMAN INSURANCE

Being a tradesman, you must ensure that you have an insurance cover which covers the business specific risks so that you will not end up losing your financial status if anything untoward happens while you are at work.

In today’s growing litigious world, any kind of unexpected incident is expected, and no one will leave a chance to file a claim against you and put you in a financial crisis. For example, if you are in the plumbing business and you are required to fix a water pipe but for some reasons you are not successful to do so and as a result it causes water crisis and further damage in the house. In this case the client can file a lawsuit against you in the court of law and the court might ask you to pay the compensation which can go up to thousands of pounds and not to forget the legal fee too. So, at this time, your insurance company will take care of all the expenses and bail you out of the financial crisis.

So, no matter, if you are a plumber, electrician, bricklayer, builder or any other tradesman, you must buy a tradesman insurance cover to protect yourself and your business.

CARPENTER’S EMPLOYERS LIABILITY INSURANCE

If you are in a carpenters’ business and you have employed some people to work for you, then it is responsibility to take care of their health and well being. No matter if they are working for you full time or part time, you must think about taking an employer’s liability insurance. As soon as you employ a staff member to work for you, you must get employers liability insurance.

There can be a case where someone who works for you, gets injured while working for you or may fall sick while working in your office. So your employees can file a law suit against you and you might end up paying them a huge amount of money as compensation. In situation like these, if you have an employer’s liability insurance it will be easy for you and your company to deal with it as your insurance company will appoint a lawyer for you or a claim handler, pay all his fees and also the claim amount if needed according to the pre defined amount in your policy. This will not pinch your financial status of the company and you can continue to run your business without any major losses.

CAR VALETING INSURANCE

As we all know that in UK, you just cannot even think of driving a car without appropriate car insurance. By the UK law, third party insurance is mandatory to drive a car. The third party insurance cover protects you when you end up damaging someone else’s vehicle or anyone driving it. For this situation, you will be held liable for the accident. In this type of insurance, if you are involved in an accident, the damage to your car and yourself are not covered. The Car Valeting Insurance company will pay all the damages to the other party on your behalf.

The other type of car insurance is known as the comprehensive cover. In case of an accidental damage, loss or theft, your insurance company will pay you the current value of your vehicle. This value will be depending on how old is your vehicle. You can even extend the cover to protect you in case you suffer any injuries due to the accident.

So go ahead and get a Car Valeting Insurance and safeguard you vehicle and yourself from any mishap.