Painting and decorating someone’s place or room is a very creative job, however, it also has certain risks involved with it which can end up in you as a painter/ decorators paying compensation to your clients.
As a painter, you come in contact with a number of really expensive items and properties of your clients. And accidents can happen anywhere, while you are painting a roof or while you are decorating anyone’s living room or a conservatory. While you are doing this job, you might end up breaking an expensive antique decorative piece at the client’s house or even injure someone. It is also possible that the client is not satisfied with your job and wants you to pay them the cost of redoing it. These are some issues where the painters insurance/ decorators insurance come to your rescue. If you already have this insurance, it will cover the liability claim amount as well as the cost involved to defend the case in the court of law.
To be surer that you are completely protected, you can even extend the cover to get an employer’s liability insurance cover included. This insurance is also mandatory for anyone in UK who has one or more than one employees working for him.
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