Being a plumber, you are required to work generally at the private properties. You are most likely to come in contact with the clients’ properties and as we say again and again, that accidents can happen anytime and anywhere, they can happen in this profession too. Rather the risk of getting involved in an accident is much higher in this profession as you will be working in close contact with the members of the public.
If you accidently injure your client or damage their property by mistake, they can easily take you to court and file a claim against you. As these kinds of liability cases can cost a lot of money, it can be really devastating for any big or small company to bear those costs. So, it is really necessary for you to own a plumber’s insurance first and then get on to your job. This cover will save you from the potential risk of paying huge amount of money to the layers to defend your case as well as the cost of the compensation.
You can even extend the cover and get our tools and equipments covered too for any kind of loss or damage to them. If you have employed any staff member to work for you then according to the court of law in UK, you will also need to buy employers liability insurance which can also be included in your plumber insurance cover.
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