If you are an electrician and are self employed, you should surely consider owning an Electrician Insurance policy. If you do not have this policy, it can be very difficult for you to handle the difficult financial situations that might arise at your work and can leave you with a huge monetary loss.
Another reason to have an Electricians Liability Insurance policy is also to protect your expensive tools. Being an electrician you travel a lot and are also required to carry your expensive tools and equipment in your vehicle. If your vehicle gets broken into and your tools get damaged or stolen, you can suffer a huge loss and your business can come to a standstill too without your equipments. Buying new tools can easily cost you thousands of dollars. This is the time when the electricians’ insurance policy comes to your help as it covers the cost of buying new tools.
The amount that you may claim may differ from company to company and also according to the policy.
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