If you are a carpenter, having your own business and you have also employed a few people to work under you, then it becomes your responsibility to take care of your employees’ health and well being. For both full time ad part time workers, you must buy a Tradesman Employers Liability Insurance.
In case an employee working for you gets injured while on job or may fall sick while working in your office, they can file a claims case against you and you might be asked to pay them a huge amount of money as their claim. In situation like these, having an Employers Liability Insurance makes it easy for you as an employer and your company to deal with it because your insurance company will take care of everything from appointing a lawyer for you or a maybe a claim handler, paying all his legal fees and it will also pay the claim amount if required according to the pre defined amount in your policy cover. This will not pinch your financial status of the company and you can continue to run your business without any major losses.
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