As we all know by now, if you are in a business, you need to have an appropriate insurance to safeguard you interests as well as your business. Whether you are self employed or a contractual gardener, you must have an insurance to protect yourself in today’s litigious world when people are just waiting to find a reason to file a lawsuit against you.
Gardeners insurance is necessary for you as your job is to work in other’s gardens where there are so many things that can go wrong. For example, while working in your customer’s garden, you may bump into an expensive statue that they have put there and it is broken. The customer may ask you for compensation, or maybe while cutting the lawn you may end up breaking a water pipe or while tending a flower bed, you may cut any other underground pipes which may make the customer suffer damages. For all these and more reasons, tradesman insure’s gardeners insurance will cover all the legal fees as well as the compensation payments. You can even extend the cover to give protection to your tools and equipments too. You can even insure your permanent or temporary employees i.e. if they injure themselves fall ill or meet a fatal accident.
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